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�Your Money Will Be Controlled!� - Will CBDC Destroy Bitcoin?The FedNow Service is neither a form of currency nor a step toward eliminating any form of payment, including cash. The Federal Reserve has. Fed Vice Chair for Supervision Michael Barr said while officials are investigating a central bank digital currency (CBDC), the Fed was far from. In this two-tier system, the central bank creates and issues digital currency to banks, which in turn distribute it to the end-users. The mechanics of how the.