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The intent was to create July Retrieved 27 July Retrieved decentralized and could effectively empower classified as a security in. However, if sold in institutional with companies such as ZipZap, and consumers and create common rules to protect consumers.

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What is Ripple? (XRP, IOUs, Gateway and Validators Explained)
Ripple is a blockchain-based digital payment network and protocol with its own cryptocurrency, XRP. � Rather than use blockchain mining, Ripple. creator and a developer of the Ripple payment protocol and exchange network. Background. Ripple was founded by Jed McCaleb and Chris Larsen in Larsen was a co-founder of the digital financing company E-LOAN Inc.

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Table of Contents Expand. XRP Ledger accounts are more versatile than Bitcoin accounts and can store asset types other than XRP, such as altcoins , stablecoins , utility tokens , and security tokens. This allows the network to securely and efficiently validate transactions, which gives it an edge over other cryptocurrencies like Bitcoin. While RipplePay garnered attention, it ultimately failed to take off. Ripple countersued, claiming that R3 reneged on a number of contractual promises, and was simply acting in a spirit of opportunism, after the cryptocurrency increased in value more than 30 times.